As of the end of the third quarter of this year, including pureOnline bankingThe number of digital deposit accounts opened in a total of 36 banks reached 18.777 million, a quarterly increase of 7.2% and an annual increase of 35.5%. However, the growth rate slowed down, mainly due to the increase in the account base. On average, there are 940 digital deposit accounts per 1,000 adults, representing Almost every adult in Taiwan has a digital savings account.
Financial Supervisory CommissionStatistics show that as of the end of the third quarter of this year, 33 physical banks and 3 pure online banks have launched digital deposit services, and the total number of digital deposit accounts opened has reached 18.777 million, a quarterly increase of 1.267 million, an increase of 7.2%, and an annual increase of 492.2 10,000 households, an increase of 35.5%.
Lin Zhiji, deputy director of the Banking Bureau of the Financial Supervisory Commission, explained that it has been found that the growth rate has slowed down. The main reason is that the overall account base has gradually increased. After the denominator is expanded, the growth rate will naturally decrease. As of the end of September this year, there were an average of 940 digital digits per 1,000 adults. Regarding deposit accounts, “Nearly every adult has a deposit account, so the momentum for new account openings has slowed down.”
Digital deposit accounts are divided into 3 types based on different identity verification methods. The first type is accounts opened online through natural person certificates, with a total of 3.618 million accounts; the second type is existing customers who have opened self-deposit accounts A total of 5.177 million new accounts were opened online.
Category 3 includes accounts opened online by other bank deposit or credit card customers or existing credit card customers. Since the account opening verification method is the most convenient, there are 9.983 million accounts in total, which is the largest among the three categories and accounts for 53% of the total.
Data from the Financial Supervisory Commission simultaneously revealed the most popular digital deposit accounts. As of the end of the third quarter of this year, Taishin Richart continued to hold the top spot, with 3.486 million accounts opened, leading other banks to break through the 3 million mark for the first time.
The second place is Cathay Bank’s digital deposit accounts, with 2.207 million accounts; the third place is pure online banking LINE Bank, with 1.656 million accounts; the fourth place is Yongfeng’s large account DAWHO, with 1.522 million accounts; Silver iLEO follows closely behind, with a total of 1.482 million accounts.
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