Zhuhai, Guangdong: Increase the provident fund loan limit to encourage the appropriate installation of bay windows that do not calculate the building area_Oriental Fortune Network

Summary

[Zhuhai, Guangdong: Increase the provident fund loan limit to encourage the appropriate installation of bay windows that do not calculate the building area]”Zhuhai Release” news, recently, the Housing and Urban-Rural Development Bureau of Zhuhai City, Guangdong Province, the Municipal Natural Resources Bureau, the Municipal Housing Provident Fund Management Center, etc. The departments jointly issued the “Notice on Further Promoting the Stable and Healthy Development of the City’s Real Estate Market”), which involves six major aspects including optimizing housing credit policies. The “Notice” proposes to optimize housing credit policies, increase provident fund policy support, and reasonably determine the minimum down payment ratio and interest rate lower limit for commercial personal housing loans for first and second homes. In addition to the housing provident fund’s previously clearly implemented “recognize a house but not a loan”, the “Notice” clearly increases the loan limit of the housing provident fund: within the scope of the capital liquidity control indicator, a reasonable loan allocation coefficient will be implemented, and the maximum limit of single-payment employee loans will remain unchanged. According to the changes, the maximum limit of double-payment employee loans is adjusted to 900,000 yuan. In addition, Zhuhai encourages innovation in residential unit design and construction of commercial supporting facilities. The “Notice” clearly adjusts the proportion of half-capacity area of ​​residential balconies, encourages the appropriate installation of bay windows that do not calculate the floor area, and optimizes the rules for building areas that do not calculate the floor area ratio. It is understood that the relevant measures are aimed at encouraging the transformation and upgrading of housing design to meet the higher requirements of residents in the new development stage for living environment and life experience.

“Zhuhai Release” news, recently, the Housing and Urban-Rural Development Bureau of Zhuhai City, Guangdong Province, the Municipal Natural Resources Bureau, the Municipal Housing Provident Fund Management Center and other departments jointly issued the “Notice on Further Promoting the Stable and Healthy Development of the Real Estate Market in our City” (hereinafter referred to as ” “Notice”), involving the optimization of housingcreditpolicy and other six aspects. The “Notice” proposes to optimize housing credit policies, increase provident fund policy support, and reasonably determine the minimum down payment ratio and commercial personal housing loan ratio for first and second homes.interest ratelower limit.In addition to the provident fund’s previously clearly implemented “recognize a house but not a loan”, the “Notice” clearly increases the housing provident fund loan limit:Cash flowWithin the scope of liquidity control indicators, a reasonable loan allocation coefficient is implemented, the maximum limit of single-payment employee loans remains unchanged, and the maximum limit of double-payment employee loans is adjusted to 900,000 yuan. In addition, Zhuhai encourages innovation in residential unit design and construction of commercial supporting facilities. The “Notice” clearly adjusts the proportion of half-capacity area of ​​residential balconies, encourages the appropriate installation of bay windows that do not calculate the floor area, and optimizes the rules for building areas that do not calculate the floor area ratio. It is understood that the relevant measures are aimed at encouraging the transformation and upgrading of housing design to meet the higher requirements of residents in the new development stage for living environment and life experience.

(Article source: Jiemian News)

Article source: Jiemian News
Responsible Editor: 10

Original title: Zhuhai, Guangdong: Increase the provident fund loan limit and encourage the appropriate installation of bay windows that do not calculate the building area.