Xinhua News Agency, Beijing, November 11 Title: Build a new model of real estate development to promote high-quality development of real estate – Interview with Ni Hong, Secretary of the Party Leadership Group and Minister of the Ministry of Housing and Urban-Rural Development
Xinhua News Agency reporter Wang Youling
This year, the real estate market has attracted much attention. From departments to localities, a series of real estate adjustment and optimization measures have been introduced one after another, such as “recognizing houses but not loans”, reducing down payment ratios, lowering mortgage loan interest rates… How effective are these policies? How to study and judge the real estate market? How to reconstruct a new model of real estate development? Ni Hong, Secretary of the Party Leadership Group and Minister of the Ministry of Housing and Urban-Rural Development, answered reporters’ questions.
Promote the stable and healthy development of the real estate market based on city-specific policies
Q: The real estate market has attracted much attention. How to judge the situation of my country’s real estate market?
Answer: When studying and judging the market, the most important thing is to respect the rules and look at the general trend. The meeting of the Political Bureau of the Central Committee of the Communist Party of China on July 24 pointed out that it “adapts to the new situation of major changes in the supply and demand relationship in my country’s real estate market.” This is a major judgment based on my country’s economic and social development stage and the development laws of real estate itself. To understand the current real estate situation, we must first grasp this major change.
From the perspective of supply, on the whole, the “have or have” problem has been basically solved, but the problem of structural deficiencies still exists. From the perspective of demand, the people have higher requirements for the quality of housing, hoping to live in better houses and receive better services.
When analyzing the market, we mainly look at the relationship between supply and demand, that is, transaction volume, price and structure. Now is the era of information technology, and it is necessary to use information technology to study and analyze market changes. In the past few years, the Ministry of Housing and Urban-Rural Development has been committed to building a national digital housing information system. It is connected to all cities in the country and can display online housing registration and registration data in real time, and can understand the daily transactions in each city.
This year’s real estate market is generally high at the beginning, low at the middle level, and stable at the end. Judging from the data, policy measures such as “recognizing houses but not loans” and “lowering down payment ratios and interest rates” have had positive effects. From January to October, although the transaction volume of first-hand houses decreased, the transaction volume of second-hand houses increased. The first-hand and second-hand houses together achieved positive year-on-year growth. In addition, the solid advancement of the work of ensuring the handover of buildings has driven the national housing completion area to increase by nearly 20% year-on-year, which also reflects that local governments are effective in helping enterprises to bail out.
“Nine out of ten pots and stoves are different.” Real estate is real estate, and the real estate market has its own particularities. It is a city-based market with obvious regional characteristics, and the transaction volume and prices in each city vary greatly. Regarding real estate regulation, we emphasize city-specific policies, precise policies, and one policy for each city. This is the reason. We will work with relevant departments to guide local governments to conscientiously implement a series of major arrangements made by the central government, strive to meet the people’s housing needs, and promote the stable, healthy and high-quality development of the real estate market.
“Housing for living, not speculation” builds a new model of real estate development
Q: What are the specific considerations regarding building a new real estate development model?
Answer: The Party Central Committee proposed to build a new model of real estate development. This is a fundamental strategy to solve real estate development problems and promote the stable and healthy development of the real estate market. In the past, the development model that pursued speed and quantity in the period of solving the problem of “have or not” has no longer adapted to the new requirements of solving the problem of “good or not” and the high-quality development stage. It is urgent to build a new development model.
——In terms of concept, we must always adhere to the positioning of “houses are for living in, not for speculation”, focus on meeting rigid and improved housing needs, and strive to let the people live in good houses. What’s so good about a good house? It is to be green, low-carbon, smart and safe, so that people can live healthily, conveniently, with low cost and with peace of mind.
——In terms of institutional mechanisms, one is to establish a new mechanism for the linkage of “people, housing, land, and money” factors, starting from the scientific allocation of factor resources, using people to determine housing, housing to determine land, and housing to determine money, to prevent the market from There are ups and downs; the other is to establish a full life cycle management mechanism for houses from development and construction to maintenance and use, including reforming development methods, financing methods, and sales methods, and establishing systems such as housing physical examinations, housing pensions, and housing insurance.
——In terms of implementation, it is necessary to implement the “three major projects” of planning and building affordable housing, urban village renovation, and construction of “both leisure and emergency” public infrastructure. At the same time, we must implement the spirit of the Central Financial Work Conference, meet the reasonable financing needs of real estate companies of different ownerships equally, and promote a virtuous cycle between finance and real estate.
Under the new model, real estate companies must have a clear understanding. What they must strive for now is high quality, new technology, and good services. Whoever can build good houses for the people and provide good services to the people will have a market and win the market. There will be development.
The real estate market still has solid support for continued development in the future.
Question: The construction of the “Three Major Projects” is a major strategic deployment made by the Party Central Committee. What are the basic requirements for the “Three Major Projects”?
Answer: The recently held Central Financial Work Conference proposed to speed up the construction of “three major projects” including affordable housing. This is a major decision-making arrangement made by the central government and an important measure launched based on the new situation of the real estate market. At present, relevant work has been started.
——Planning and constructing affordable housing is a major reform to improve the housing system and supply system and reconstruct the relationship between the market and security. The focus of this reform is to expand a new approach to allotment-based affordable housing. The ultimate goal is to realize the government’s guarantee of basic needs, the market’s ability to meet multi-level housing needs, and the establishment of a housing system that promotes both renting and purchasing. The requirement is that urban party committees and governments take the main responsibility to solve the housing problems of the people, especially the housing problems of new citizens and young people, so that they can free their hands and work for a better life. Only when young people have hope can cities have a future.
——The transformation of urban villages is a major livelihood project that solves the urgent, difficult and anxious problems of the masses. The focus is to eliminate hidden safety risks, improve the living environment, promote industrial transformation and upgrading, and promote high-quality urban development.
——The construction of public infrastructure for both “peacetime and emergency use” is a major measure to balance development and security and improve urban resilience. The key is that it can be used both in peacetime and in emergencies.
Currently, my country’s real estate market is in a period of transformation. Although it has encountered some difficulties, there is still solid support for its future sustainable development. With the continuous implementation of the central government’s decisions and arrangements, and with the gradual establishment of a new model of real estate development, it will surely be able to promote the transformation and upgrading of real estate, achieve high-quality development, and allow the people to live in better houses.
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